Need Business Finance?
Start right here, with Capital Tree. We’ll match you with a business finance specialist from within our trusted network, who will work with you one-on-one to find a fast and affordable solution tailored to your business needs. We support businesses of all sizes, across all industries, in any credit position – at no cost to you!
Expert advice tailored to your business
Fast financial solutions in as little as 12 hours
Personalised, one-on-one support
Bad credit okay
Specialised Business Loans
Specialised lending is ideal for business owners who may not be eligible for traditional funding; offering flexible loan solutions that cater to your unique needs.
Unsecured Business Loans
Unsecured loans allow business owners quick access to working capital without having to put up collateral. Funds are typically used for cash-flow and short-term projects.
Secured Business Loans
Secured business loans can provide flexible financing options for businesses that require larger amounts of capital or have assets, like property, to use as security.
How It Works
Connect With A Business Finance Expert
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Tell us about your business
We’ll ask you a few easy-to-answer questions about what you need, your business and its current financial situation. No need to butter us up – the raw truth works best!
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We’ll match you to an expert
We’ll match you with a Commercial Broker whose experience, loan product knowledge and lender partnerships best-suit your business and its financial requirements.
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Review your finance options
You’ll work with your Commercial Broker one-on-one via phone, video and / or email to explore a range of financial options, without affecting your credit file.
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Celebrate your loan settlement
Your broker will prepare and submit a business loan application on your behalf with your chosen lender. Settlements typically occur within 12-48 hours.
Business Loans
Explore a Wide Range of Business Finance Options
Cash Flow Loans
Manage cash flow fluctuations, maintain working capital and fund growth opportunities with an unsecured cash flow loan based on your financial position and expected revenue.
Car Loans
Purchase a new car, van, ute or truck for your business with a secured car loan. Loan terms range from 1-7 years with flexible repayment options.
Asset & Equipment Loans
Expand your truck fleet, upgrade your tools or buy specialised machinery with an asset and equipment loan, secured against your new purchase.
Invoice Financing
Invoice finance allows you to turn your outstanding invoices into cash. The funds can be used to finance any aspect of your operation, until the invoice is paid.
Line of Credit
A line of credit gives you quick access to working capital when you need it. Borrow when you need it (up to an approved limit) and only pay interest on what you use.
Debt Consolidation
Reduce financial stress on your business. Consolidation loans merge all your loans and credit obligations into a single payment, often with a lower interest rate.
Tax Debt Loans
If you’re operating under a significant tax debt it may be worth considering a tax debt loan. Tailored to your needs, repayment terms can be far more flexible.
Business Acquisition Loans
Purchase an existing business with a business acquisition loan. With secured and unsecured options, you may be able to use your new business as security.
Caveat Loans
A caveat loan allows you to leverage your residential property to secure the business finance you need. Typically, fees and interest are capitalised (i.e. no out of pocket expenses).
First Mortgage Loans
If you own your residential property outright, use it as collateral with a first mortgage loan, to access up to 70% of your property’s value for business purposes.
Commercial Property Loans
Looking to purchase or refinance your office building, warehouse or retail space? Commercial property loans are typically secured by the property being purchased.
Developer Funding
Developer funding offers short-term finance for costs associated with your development project; from purchasing the land and obtaining approvals to the build itself.
Specialised Securities
Do you own or are you looking to use a non-traditional asset as security against a business loan? We understand that unconventional assets can present unique investment opportunities.
Private Loans
If you are finding it difficult to secure a business loan through traditional banks and lenders, private lending could be the answer you’ve been looking for.
Refinancing
Unlock equity, reduce monthly repayments and / or save on interest costs by refinancing your existing loan on your commercial property.
We have helped thousands of business owners secure the working capital they need to succeed. Now, it’s your turn.
Speaking with a Commercial Broker is free, won’t affect your credit file and you’re under no obligation to go ahead. However, not all brokers are created equal.
Capital Tree will connect you to the right broker with the right experience (and the right attitude) for the financial requirements of your unique business.
What Our Clients are Saying
I had a fantastic experience using Capital Tree. The process was incredibly easy and stress-free, which was a huge relief as a business owner. My broker was fantastic and really took the time to understand my needs and help me find the perfect financing solution. I would highly recommend Capital Tree to anyone looking for a reliable and trustworthy commercial finance broker.
Vicky
NSW
I was blown away by how easy it was to use Capital Tree to find a commercial finance broker. My broker was a legend, and I felt like he really had my best interests at heart. He was able to get me a great deal on my financing, and the whole process was incredibly smooth and stress-free. We’re working on a strategic plan for my business now to boost my borrowing power. Highly recommend Capital Tree – you won’t regret it!
Steve
VIC
I’d spoken to a couple of brokers before about a business loan and seemed to get nowhere. Then by chance, I stumbled across Capital Tree. Wow. Their website was easy to use and within a couple of hours I was talking to a commercial broker who actually knew what she was talking about. She took the time to understand my business and my financing goals and secured me a great deal. I would definitely recommend Capital Tree to anyone looking for a stand-out commercial broker.
Todd
QLD