Secured Business Loans
Secure business funding with your existing assets
Competitive interest rates
Higher borrowing limits
Longer repayment terms
Car Loan
Purchase a new car, van, ute or truck for your business with a secured car loan. Loan terms range from 1-7 years with flexible repayment options. A commercial car loan will see you hit the road in style and grow your business at the same time. Not only does it allow you to spread the cost of the vehicle over a period of time, but it can also provide tax benefits and help you build credit for your business.
Asset & Equipment Loan
Asset and equipment loans allow businesses to use their existing assets or equipment as collateral for a loan. Businesses can borrow against their current equipment or use the new equipment they are purchasing to secure the loan. By using their assets or equipment as collateral, businesses may be able to secure lower interest rates compared to unsecured loans and enjoy flexible repayment terms. Asset and equipment loans are a great way for businesses to invest in their operations without putting a strain on their cash flow.
Invoice Financing
Invoice financing allows businesses to access funds by using their outstanding invoices as collateral. This type of loan enables businesses to quickly release funds that can be used to support operations or cover expenses. Invoice financing can be particularly beneficial for businesses that experience cash flow gaps due to slow-paying customers. By accessing funds based on their outstanding invoices, businesses can bridge the gap and maintain their cash flow, ultimately helping to drive growth and success.
Commercial Property Loan
If you are looking to purchase or refinance your office building, warehouse or retail spaces you need a commercial property loan. These loans are typically secured by the property being purchased and can have variable or fixed interest rates. Repayment terms loans can vary and offer long-term financing solutions for owning commercial real estate. Commercial property loans can be a great way for businesses to invest in their infrastructure and establish a strong foundation for long-term growth and success.
Construction Loan
A Construction loan is the ideal option for businesses looking to finance a new build or significant renovation project. These loans are typically based on the estimated value of the completed project and funds are dispersed in stages as the construction progresses. Interest is only charged on the funds that have been released, making this type of financing a cost-effective solution for businesses. With the right financing in place, businesses can achieve their construction goals and position themselves for long-term success.
Developer Funding
Developer funding offers short-term finance for the various costs associated with a development project; providing you with the necessary liquidity to move forward with your project. Funds can be used for everything from purchasing the land and obtaining necessary approvals, to financing the build itself. Development funding can be tailored to your needs with flexible repayment terms. It’s especially helpful to smaller developers who may not have the capital on hand to fund a project themselves.
Refinancing
Unlock equity in your commercial property or improve your existing loan terms by refinancing your existing loan. This option can help you to reduce your monthly payments and save on interest; improving your cash flow and contributing to the financial stability of your business. Refinancing is also a popular exit strategy for caveat loans and first mortgages that allow you to leverage the equity in your home to access business critical funds.