Specialised Business Loans
For business owners with unique needs
Flexible business loan structures
Accommodating repayment terms
Non-traditional collateral considered
Business Acquisition Loans
Ready to take your entrepreneurial journey to the next level? Whether you’re a seasoned pro or a first-time buyer, a business acquisition loan can provide you with the financing you need to purchase an existing business and turn your vision into a reality. With flexible loan terms and the option of secured or unsecured financing, there’s no need to let a lack of capital hold you back from owning the business of your dreams.
Caveat Loans
Are you having trouble securing finance for your business needs? If you own a property, you could leverage that asset with a caveat loan, to secure business-critical funds you need. The caveat sits behind your existing mortgage as a second-mortgage, and is not reliant on your business finances (so bad credit is okay). Fees and interest can be capitalised within the loan itself, saving you from any out-of-pocket expenses across the full loan term.
First Mortgage Loans
Unlock the equity in your home to finance your business! If you own your residential property outright, with no existing mortgage, you could use it as collateral with a first mortgage loan. This is different to a typical home loan, as you will be using the funds for commercial purposes. Whether you need financing for operations, expansion, or other business needs, you can typically access up to 70% of your property’s value to fuel your business growth.
Specialised Securities
Specialised securities are those out-of-the-box assets that you don’t usually see being put up as collateral for a business loan. Think warehouse conversions, motels, shopping centres, golf courses, art collections and even NDIS securities. Of course, not all lenders are willing to accept certain types of non-traditional securities, so it’s best to speak with a Commercial Broker who really understands this space to fully explore your options and make the most of your unique asset.
Private Loans
Private loans can be a good option for businesses seeking specialised financing, but can also open doors for those struggling to secure a loan through traditional lenders. In the private lending space, relationships are key, so you will need the support of a well positioned Commercial Broker to secure a private loan. They typically require some sort of security, like a property, and offer a range of flexible loan terms and repayment options.